High-Deductible Health Plans: What You Need to Know and Common Pitfalls (2026)

Struggling with a high-deductible health plan? You're not alone. Many people have turned to these plans due to the sudden spike in costs for healthcare on the Affordable Care Act marketplaces. But here's the catch: these plans, like bronze or catastrophic plans, are eligible for health savings accounts (HSAs).

NPR and KFF Health News are diving deep into the challenges people face with these plans in our series Health Care Helpline. If you're in this boat, what's the biggest hurdle you've encountered? What do you wish you knew about using your plan and health savings account? Share your story and questions here: (https://kffhealthnews.org/health-care-helpline-share-your-story/), and we might assign a reporter to help you find answers.

Health Care Helpline is a collaborative effort between NPR and KFF Health News, dedicated to providing clarity in the complex world of healthcare.

High-Deductible Health Plans: What You Need to Know and Common Pitfalls (2026)
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